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Howe Insurance Brokerage Blog

Auto Insurance Cost-Cutting Tips

1/18/2021

1 Comment

 
Picture
​Auto insurance can get expensive until you need to utilize it. However, a good auto insurance policy doesn’t have to break your bank. If you’re planning to purchase auto insurance, here are some tips you can follow to save money on auto insurance. 
  1. Shop Around for Quotes
    The first step of purchasing any insurance policy is to look around for the best plan for you. 

    With this, experts recommend that you get quotes from multiple insurance agencies. This is because comparison shopping helps you compare the cost of premiums. 

    If you don’t have time to inquire about insurance quotes physically, you can look for insurers that give quotes online.

  2. Bundle Your Policies
    If you have multiple insurance plans, combining them under one provider is an intelligent move. There are various reasons why you should combine your policies. 

    First, your finances will be much simpler because you’re paying one insurer instead of multiple. Another reason is the discounts that agencies give. Most insurers offer a variety of discounts when you bundle your policies. 

  3. Look for Discounts
    As mentioned, insurance providers offer a ton of discounts. If you want to save on your auto insurance, look for a provider that gives multiple discounts. 

    Among others, some agencies offer various discounts such as:
        - Accident-free
        - Affinity
        - Combined policies
        - SmartRide
        - Paperless bills and documentation

  4. Reduce Coverage 
    Good coverage, of course, is the priority. However, reducing your coverage can help you save a lot of money. For example, if you don’t need roadside assistance and car rental coverage, you can omit them from your auto insurance.

    If you want to reduce the coverage you don’t need, go over your plan and talk to your agency. Ask them about removing coverage or anything that may not be necessary.

  5. Improve Your Credit Rating 
    You might be surprised how much you can save by keeping your driver’s record clean. However, many insurers also consider one’s credit rating to determine insurance premiums. Moreover, premiums can vary depending on the state you’re in. 

    For example, a low credit score can get your premiums as expensive as $1,513 annually. With this, you must be aware that your credit rating affects your premiums. 

Conclusion

Although paying for auto insurance premiums can be expensive, the protection it gives you is irreplaceable. If you want to save on your auto insurance premiums, follow these tips. 

At Howe Insurance Brokerage, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (435) 674-8771 or Click Here to request a free quote.
1 Comment
Tex Hooper link
10/11/2021 04:50:51 pm

I appreciate what you said about how how insurance providers provide tons of discounts. I need to get a insurance policy that has better rider options. I'll have to consider getting an agent to walk me through a better policy.

Reply



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  • Home
  • Quotes
    • Auto Insurance Quote >
      • Auto Insurance Quote
      • Motorcycle Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • RV Insurance Quote
      • Boat Insurance
    • Homeowner Quote >
      • Condo Quote
    • Business Quotes >
      • Business Quote
      • HOA Busines Quote
      • Business Owners Package (BOP) Insurance Quote
      • Event Insurance Quote
      • Insurance Bonds Quote
      • Workers Compensation Quote
    • Health Quotes >
      • Health Quotes Live Rates
      • Dental Insurance Quote
    • Life & Financial Quotes
    • Condo Quote
    • Earthquake Insurance Quote
    • Flood Quote
    • Landlords Insurance Quote
    • Renters Quote
    • Other Quotes >
      • Boatowner Quote
      • Umbrella Quote
      • Travel Quote
      • Wedding Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Products
    • Motor Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Event Insurance
      • Insurance Bonds
      • Workers Compensation
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Umbrella Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
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