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What is a Business Owner's Package Insurance Policy?

A business owner policy packages all required coverage a business owner would need. Often, BOPs will include business interruption insurance, property insurance, vehicle coverage, liability insurance, and crime insurance . Based on your company’s specific needs, you can alter what is included in a BOP. 

Typically, a business owner will save money by choosing a BOP because the bundle of services often costs less than the total cost of all the individual coverage’s.

What's Covered with a Typical BOP Policy?

BOPs typically include: 
  1. Property insurance for buildings and contents owned by the company -- there are two different forms, standard and special, which provides more comprehensive coverage.
  2. Business interruption insurance, which covers the loss of income resulting from a fire or other catastrophe that disrupts the operation of the business. It can also include the extra expense of operating out of a temporary location.
  3. Liability protection, which covers your company's legal responsibility for the harm it may cause to others. This harm is a result of things that you and your employees do or fail to do in your business operations that may cause bodily injury or property damage due to defective products, faulty installations and errors in services provided.
In most cases, BOPs do NOT cover professional liability, auto insurance, worker’s compensation or health and disability insurance. You'll need separate insurance policies to cover professional services, vehicles and your employees.

Contact us to learn more about the right Business Owners' Package Policy for your business.

Contact Us About
a BOP Policy:

(435) 674-8771
​321 N. Mall Drive, Suite R108
​St. George, UT 84790
Click Here to Email Us
Business Owners Package Quote

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Howe Insurance Brokerage, LLC
​
​St. George, Utah
Office:  (435) 674-8771

​Boise, Idaho
​Office:  (208) 391-4141

Toll Free: (855) 315-1446
Text Only:  (435) 256-7054
​
Click Here to Email Us

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  • Home
  • Quotes
    • Auto Insurance Quote >
      • Auto Insurance Quote
      • Motorcycle Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • RV Insurance Quote
      • Boat Insurance
    • Homeowner Quote >
      • Condo Quote
    • Business Quotes >
      • Business Quote
      • HOA Busines Quote
      • Business Owners Package (BOP) Insurance Quote
      • Event Insurance Quote
      • Insurance Bonds Quote
      • Workers Compensation Quote
    • Health Quotes >
      • Health Quotes Live Rates
      • Dental Insurance Quote
    • Life & Financial Quotes
    • Condo Quote
    • Earthquake Insurance Quote
    • Flood Quote
    • Landlords Insurance Quote
    • Renters Quote
    • Other Quotes >
      • Boatowner Quote
      • Umbrella Quote
      • Travel Quote
      • Wedding Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Products
    • Motor Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Event Insurance
      • Insurance Bonds
      • Workers Compensation
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Umbrella Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Event >
      • Wedding Insurance
  • About
    • Insurance Carriers
    • Accessibility Statement
    • Refer a Friend
    • The Insurance Agent Mobile App
  • Contact
  • Blog