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Am I covered?

12/18/2015

1 Comment

 
Too often we run into people that have claim issues thinking that their policy covers them for everything or not understanding their liability limits are too low.  Saving a few bucks a month is not worth losing personal assets because you opted for low liability limits on your auto insurance.  Here are a few tips:

Check your policy - you should have at least 100,000/300,000 in liability limits for auto insurance
What is your deductible?  Is it too high?  You can save money by having a high deductible, but can you afford to be out of pocket on the repair?  Only you can answer that question.
Do you have towing?  What are the limits?  
What about rentor's coverage?  This is a dirt cheap policy that gives you a discount on your auto insurance and saves you big if you have a fire or a theft.  Your landlord is not going to cover your personal items on his insurance.

If you aren't sure, call your agent or call us for a free insurance review.  The right amount of coverage is crucial, but you don't want to be over-covered either and be wasting your money.
1 Comment
munir khan link
8/24/2017 04:08:10 am

Very useful article with informative details. Looking for more updates

Reply



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​St. George, Utah
Office:  (435) 674-8771

​Boise, Idaho
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  • Home
  • Quotes
    • Auto Insurance Quote >
      • Auto Insurance Quote
      • Motorcycle Quote
      • ATV Insurance Quote
      • Classic Car Insurance Quote
      • RV Insurance Quote
      • Boat Insurance
    • Homeowner Quote >
      • Condo Quote
    • Business Quotes >
      • Business Quote
      • HOA Busines Quote
      • Business Owners Package (BOP) Insurance Quote
      • Event Insurance Quote
      • Insurance Bonds Quote
      • Workers Compensation Quote
    • Health Quotes >
      • Health Quotes Live Rates
      • Dental Insurance Quote
    • Life & Financial Quotes
    • Condo Quote
    • Earthquake Insurance Quote
    • Flood Quote
    • Landlords Insurance Quote
    • Renters Quote
    • Other Quotes >
      • Boatowner Quote
      • Umbrella Quote
      • Travel Quote
      • Wedding Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Products
    • Motor Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Event Insurance
      • Insurance Bonds
      • Workers Compensation
    • Health >
      • Health Insurance
      • Critical Illness Insurance
      • Dental Insurance
    • Life/Financial >
      • Life Insurance
      • Annuities
      • Disability Insurance
      • Final Expense Insurance
      • Umbrella Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Event >
      • Wedding Insurance
  • About
    • Insurance Carriers
    • Accessibility Statement
    • Refer a Friend
    • The Insurance Agent Mobile App
  • Contact
  • Blog